TERMS AND CONDITIONS

Last Revised: June 22, 2016

Thank you for visiting a Ficus Consulting, LLC web site, including ficusconsulting.com, nonprofitsuccessformula.com, smallbusinessimpactacademy.com, RealGrowthRightNow.com, and toddgorrell.com. You arrived at this Earnings Disclaimers page from one of the above sites, referred to herein as “this web site”.

These terms and conditions are subject to change by Ficus Consulting, LLC at any time and at our discretion without notice by updating this posting.

These terms and conditions govern your use of this web site. By accessing this web site, you are acknowledging and accepting these terms and conditions.

Your use of this web site after any changes are implemented constitutes your acceptance of the changes. As a result, we encourage you to consult the terms and conditions each time you use this web site.

INTELLECTUAL PROPERTY/CONFIDENTIALITY/NON-COMPETE

Users of this site understand and agree that the strategies, processes, material and content on this website are protected by copyrights, trade secrets, or other proprietary rights and laws. Users also agrees that by accessing this website not to duplicate, distribute, teach or train from Ficus Consulting, LLC websites without express permission written and signed by Ficus Consulting, LLC.  If you would like such permission please contact toddgorrell@ficusconsulting.com.

PARENTAL PERMISSION/LIMITATION OF USE

This was not designed or directed to children and advise all children under the age of (18) years old to be supervised by parents.  Any user that accesses this website younger than (18) years old is not permitted for any reason.

LIMITATION OF USE

If you are provided a password to access this web site, then that password is for your personal use only, unless otherwise specified. You agree to be responsible for the security of your password.

RETURN POLICIES

For any digital products, you will receive an email with login details to our membership site or download page. We also offer a 30-day money back guarantee on all our products. If you are not completely satisfied, you can contact toddgorrell@ficusconsulting.com within 30 days of the date that you placed your order. 

LINKS

This web site may link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Ficus Consulting, LLC, and you acknowledge that Ficus Consulting, LLC is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the other site by or any association with its operators.

RETURN POLICIES

For any digital products, you will receive an email with login details to our membership site or download page. We also offer a 30-day money back guarantee on all our products. If you are not completely satisfied, you can contact toddgorrell@ficusconsulting.com within 30 days of the date that you placed your order.  This does not apply to any other service by Ficus Consulting, LLC.

INFORMATION RECEIVED THAT YOU HAVE SUBMITTED

You hereby warrant that any information you submit to Ficus Consulting, LLC through this web site is owned by you and that you have the necessary authority to submit such information. You hereby grant Ficus Consulting, LLC a royalty-free, perpetual, worldwide license to display, modify, adapt, create derivative works from, and otherwise use any suggestions, ideas, and information that you provide to Ficus Consulting, LLC.

You further agree that you shall not submit or transmit any content through this web site or to Ficus Consulting, LLC that is:

  • Obscene, vulgar, or pornographic;
  • Encourages the commission of a crime or violation of a law;
  • Violates any state or federal law in the U.S. and/or the jurisdiction in which you reside;
  • Infringes the intellectual rights of a third party;
  • Is otherwise offensive or inappropriate based upon the type of content and information provided by Ficus Consulting, LLC and/or third parties on this web site.

Ficus Consulting, LLC reserves the right to remove or otherwise delete any content or submission from you that violates these rules, or which are inappropriate inFicus Consulting, LLC sole discretion, without liability or warning to you.

Ficus Consulting, LLC reserves the right to cooperate with law enforcement officials and court officials in the investigation or prosecution of any crime or lawsuit. You agree to hold Ficus Consulting, LLC harmless from any consequences or actions taken by Ficus Consulting, LLC in cooperation with such law enforcement investigation or court order.

CONTACTING US

If you need to contact us, you can email us at toddgorrell@ficusconsulting.com and if you need to talk via phone we will provide a number for you or a physical address to mail a letter.

DISCLAIMER OF WARRANTIES

ALL MATERIALS, INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS WEB SITE (THE “CONTENT”) ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT. COMPANY AND ITS AGENTS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS WEB SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS WEB SITE IS SOLELY AT YOUR RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU.

LIABILITY

UNDER NO CIRCUMSTANCES SHALL Ficus Consulting, LLC, OR ITS AGENTS, AFFILIATED COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AND CONTRACTORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS WEB SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, IN NO EVENT SHALL THE AMOUNT OF COLLECTIVE LIABILITY OF COMPANY AND ITS AGENTS, AFFILIATED COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AND CONTRACTORS EXCEED THE AMOUNT ACTUALLY PAID TO COMPANY FOR PRODUCTS OR SERVICES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, COMPANY’S LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

INDEMNIFICATION

Upon a request by Ficus Consulting, LLC, you agree to defend, indemnify, and hold Ficus Consulting, LLC and its other affiliated companies harmless, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this web site or from your violation of the terms and conditions stated herein.

SEVERABILITY 

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Ficus Consulting, LLC with respect to this web site and supersedes all prior or contemporaneous communications between you and Ficus Consulting, LLC with respect to this web site. If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

GOVERNING JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Tennessee. You hereby consent to binding arbitration in the State of Tennessee to resolve any disputes arising under these Terms and Conditions.

© Ficus Consulting, LLC. 2016